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Ohio Good Funds Law – Effective April 6, 2017

Be prepared if you are buying or refinancing a home this year and you have to bring over $1,000 you will have to Wire the money to the Title Company. Things to think about; How does your bank process work for a wire? Do you have to be there personally to sign for the wire?  Are they local to where you are now? All the wires must be verified before dispersing to all the parties so it has to be done before the closing ?  A day before would be best. Here is the information for yourself and clients Good_Funds_Statute_-_Change The title companies are working together to inform all Realtors and Lenders so we have a smooth transition on this new law. Have questions or concerns contact us:  937-878-4333 or...

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Respa Tolerance break-down

Check out this actual break-down on when the bank has to re-disclose and start the 3 days once again. Thanks ALTA See the whole article here;  Click...

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Privacy Policy

INTERNET PRIVACY POLICY Ohio Real Estate Title, Inc. (“us”, “we”, or “our”) is committed to protecting your privacy. This page informs you of our policies regarding the collection, use and disclosure of Personal Information (as defined herein) when you use our website. We will not use or share your Personal Information with anyone except as described in this Privacy Policy. By using this website, you agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy does not govern our use of any information you provide to us when you call us, write to us (including via e-mail), or communicate with us in any manner other than through this website. We have a separate privacy policy that governs our use of information you provide to us through other means. How Information is Collected Nonpublic personal information Nonpublic personal information may include, but is not limited to, your name, phone number, postal address, and email address (“Personal Information”). You can use our website without disclosing Personal Information. If, however, you wish to access certain products or services that we make available through our website, you may be required to provide Personal Information. We only collect Personal Information that you voluntarily provide. We collect this...

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Getting closer to the end of Affiliated Arrangements

Consumer Federal Protection Bureau (CFPB) is flexing their enforcement power.  In an article from the New York Times, Wells Fargo decided to do away with their Affiliated Business Arrangements so to maybe not fall into the same predicament as PHH Corporation with a $109 million penalty. New York Post...

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Maybe some real changes for Dodd-Frank!

“The answer is less Dodd-Frank, less red tape and more free enterprise and economic freedom.” This article really explains the actions of Dodd-Frank and how it has hurt the economy and hopefully Washington will get on board with the rest of the nation. Fox New Article Check out the Webinar tonight for the changes in Dodd-Frank for Investors and Lenders given by the Ohio Real Estate Investors Association Webinar Tonight –...

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